Planning scenarios for a BET/BET-TR ETF on the Bucharest Stock Exchange. EUR returns are after fund costs and EUR/RON movement, before personal taxes.
Planning scenarios, not forecasts. No extra contributions.
| Net annual return | 5 years | 10 years | 15 years | 20 years |
|---|
Most BVB index ETFs reinvest dividends, so income usually means selling a small percentage periodically.
| Portfolio value | Annual | Monthly |
|---|
Before tax. Not guaranteed to preserve the portfolio forever, especially if it stays 100% Romanian equities.
BET-TR is not a global index. If TLV, SNP, SNG, H2O and BRD are 66.86% of the index, this is the rough exposure:
If this is the whole portfolio, the example split from the brief is 30% BVB, 55% global equity, 15% cash/bonds.
Could you watch the position fall 30–40% in a severe downturn and still hold?
Educational planner only. Taxes, broker fees, spreads, tracking error and future rules are not modeled.